Retire Right: A New Zealand guide to planning for financial security & prosperity in your retirement - by Joy Scandlyn (manuscript assistance Karen McMillan)
Whether you are about to retire or are just starting out on your career, now is the time to start thinking about what you'll live on once the pay cheques dry up. The vast majority of New Zealanders put off retirement planning until the last minute, or worse still, make no plans at all. As a result, thousands end up struggling, and pass up on a lifetime's worth of hopes and goals. If you would rather take control of your financial future, read Retire Right. Author Joy Scandlyn, a Certified Financial Planner with several years' of experience helping New Zealanders achieve financial independence, outlines the key steps in making a plan that will ensure you will have an income stream or a capital sum in place when it is needed.
Topics include:
The importance of planning
How much is needed?
NZ Superannuation and KiwiSaver
Risk and return
Risk profiling
Asset classes
Managed funds
Working with a financial adviser
Dealing with debt
Self-employment and retirement
Estate planning
In clear and jargon-free language Joy explains the key terms and processes that you are likely to encounter when choosing how to invest your hard-earned funds. Retire Right will not direct you to the next 'you beaut' investment scheme, but it will give you the information and tools to draw up a personal plan so that you can look forward with confidence to the years ahead. The book also includes a CD with useful financial calculators.
Whether you are about to retire or are just starting out on your career, now is the time to start thinking about what you'll live on once the pay cheques dry up. The vast majority of New Zealanders put off retirement planning until the last minute, or worse still, make no plans at all. As a result, thousands end up struggling, and pass up on a lifetime's worth of hopes and goals. If you would rather take control of your financial future, read Retire Right. Author Joy Scandlyn, a Certified Financial Planner with several years' of experience helping New Zealanders achieve financial independence, outlines the key steps in making a plan that will ensure you will have an income stream or a capital sum in place when it is needed. 